@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');
:root{--navy:#0B1F3A;--navy2:#162d4f;--gold:#C9A84C;--green:#1A6B3C;--gray:#6B7280;--border:#E2D9C8;--cream:#F8F4EE;--white:#fff;--text:#1A1A2E;}
*{margin:0;padding:0;box-sizing:border-box;}html{scroll-behavior:smooth;}
body{font-family:'Inter',sans-serif;color:var(--text);background:var(--white);overflow-x:hidden;}
a{text-decoration:none;color:inherit;}
.topbar{background:var(--navy);color:rgba(255,255,255,.6);padding:8px 40px;display:flex;justify-content:space-between;font-size:12px;flex-wrap:wrap;gap:6px;}
.topbar strong{color:var(--gold);}
.sitenav{background:var(--white);padding:0 32px;display:flex;align-items:center;justify-content:space-between;border-bottom:2px solid var(--border);position:sticky;top:0;z-index:200;box-shadow:0 2px 12px rgba(11,31,58,.06);}
.logo{padding:14px 0;line-height:1;}
.logo-main{font-size:16px;font-weight:900;color:var(--navy);}
.logo-sub{font-size:9px;font-weight:700;color:var(--gold);letter-spacing:3px;text-transform:uppercase;display:block;margin-top:2px;}
.nav-links{display:flex;align-items:center;}
.nav-links a{padding:18px 9px;font-size:11px;font-weight:600;border-bottom:3px solid transparent;transition:.2s;white-space:nowrap;color:var(--text);}
.nav-links a:hover,.nav-links a.active{color:var(--gold);border-bottom-color:var(--gold);}
.nav-cta{background:var(--navy)!important;color:#fff!important;border-radius:5px;padding:9px 14px!important;border-bottom:none!important;margin-left:8px;font-size:11px!important;}
.nav-cta:hover{background:var(--gold)!important;color:var(--navy)!important;}
.page-hero{background:var(--navy);padding:52px 40px;position:relative;overflow:hidden;}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 75% 50%,rgba(201,168,76,.11),transparent 55%);}
.hero-inner{max-width:1180px;margin:0 auto;position:relative;z-index:1;}
.eyebrow{font-size:10px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;display:block;}
.hero-title{font-size:38px;font-weight:900;color:#fff;margin-bottom:12px;line-height:1.12;}
.hero-desc{font-size:15px;color:rgba(255,255,255,.58);max-width:600px;line-height:1.9;}
.hero-stats{display:flex;gap:0;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.08);padding-top:22px;margin-top:22px;}
.hs{padding:0 32px 0 0;margin-right:32px;border-right:1px solid rgba(255,255,255,.08);}
.hs:last-child{border-right:none;margin-right:0;padding-right:0;}
.hs-n{font-size:28px;font-weight:900;color:#fff;line-height:1;}
.hs-n em{color:var(--gold);font-style:normal;}
.hs-l{font-size:10px;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:.5px;margin-top:3px;}
.container{max-width:1180px;margin:0 auto;padding:0 40px;}
.section{padding:56px 0;}
.tier-hdr{border-radius:10px;padding:20px 24px;margin:36px 0 18px;display:flex;align-items:flex-start;gap:16px;}
.tier-hdr.a{background:#f0fdf4;border:2px solid #86efac;}.tier-hdr.b{background:#eff6ff;border:2px solid #93c5fd;}.tier-hdr.c{background:#fffbeb;border:2px solid #fcd34d;}.tier-hdr.d{background:#fef2f2;border:2px solid #fca5a5;}.tier-hdr.asset{background:#faf5ff;border:2px solid #d8b4fe;}.tier-hdr.all{background:#f0f9ff;border:2px solid #7dd3fc;}
.th-badge{font-size:20px;font-weight:900;padding:6px 14px;border-radius:7px;flex-shrink:0;line-height:1.2;}
.th-badge.a{background:#dcfce7;color:#15803d;}.th-badge.b{background:#dbeafe;color:#1e40af;}.th-badge.c{background:#fef3c7;color:#92400e;}.th-badge.d{background:#fee2e2;color:#991b1b;}.th-badge.asset{background:#f3e8ff;color:#6b21a8;}.th-badge.all{background:#e0f2fe;color:#0369a1;}
.th-text h2{font-size:18px;font-weight:800;margin-bottom:3px;}
.th-text h2.a{color:#15803d;}.th-text h2.b{color:#1d4ed8;}.th-text h2.c{color:#d97706;}.th-text h2.d{color:#dc2626;}.th-text h2.asset{color:#7c3aed;}.th-text h2.all{color:#0369a1;}
.th-text p{font-size:12.5px;color:var(--gray);line-height:1.7;max-width:680px;}
.t-a{background:#dcfce7;color:#166534;border:1px solid #86efac;font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px;display:inline-block;white-space:nowrap;}
.t-b{background:#dbeafe;color:#1e40af;border:1px solid #93c5fd;font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px;display:inline-block;white-space:nowrap;}
.t-c{background:#fef3c7;color:#92400e;border:1px solid #fcd34d;font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px;display:inline-block;white-space:nowrap;}
.t-d{background:#fee2e2;color:#991b1b;border:1px solid #fca5a5;font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px;display:inline-block;white-space:nowrap;}
.t-asset{background:#f3e8ff;color:#6b21a8;border:1px solid #d8b4fe;font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px;display:inline-block;white-space:nowrap;}
.lender-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}
.lender-card{background:var(--white);border:1.5px solid var(--border);border-radius:10px;padding:18px;transition:.2s;position:relative;overflow:hidden;}
.lender-card:hover{border-color:var(--gold);box-shadow:0 4px 20px rgba(201,168,76,.12);transform:translateY(-2px);}
.lender-card.partner{border-color:#7c3aed;}
.lender-card.partner::after{content:'VERIFIED PARTNER';position:absolute;top:0;right:0;background:#7c3aed;color:#fff;font-size:8px;font-weight:800;padding:3px 10px;border-radius:0 8px 0 8px;letter-spacing:.5px;}
.lc-tiers{display:flex;gap:3px;flex-wrap:wrap;margin-bottom:9px;}
.lc-name{font-size:13.5px;font-weight:800;color:var(--navy);margin-bottom:2px;}
.lc-sub{font-size:10.5px;color:var(--gray);margin-bottom:10px;line-height:1.5;}
.lc-stats{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-bottom:10px;}
.lcs{background:var(--cream);border-radius:6px;padding:7px 9px;}
.lcs .l{font-size:9px;color:var(--gray);text-transform:uppercase;letter-spacing:.4px;margin-bottom:1px;}
.lcs .v{font-size:12px;font-weight:700;color:var(--navy);}
.lc-notes{font-size:11px;color:var(--gray);line-height:1.65;border-top:1px solid var(--border);padding-top:8px;margin-top:8px;}
.lc-cta{margin-top:10px;display:inline-block;background:var(--navy);color:#fff;font-size:11px;font-weight:700;padding:7px 14px;border-radius:5px;transition:.2s;}
.lc-cta:hover{background:var(--gold);color:var(--navy);}
.stats-bar{background:var(--navy);padding:32px 40px;}
.stats-bar-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(5,1fr);}
.sb{padding:10px 18px;border-right:1px solid rgba(255,255,255,.07);text-align:center;}
.sb:last-child{border-right:none;}
.sb-n{font-size:30px;font-weight:900;color:#fff;line-height:1;}
.sb-n em{color:var(--gold);font-style:normal;}
.sb-l{font-size:10px;color:rgba(255,255,255,.38);text-transform:uppercase;letter-spacing:.5px;margin-top:3px;}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy2));padding:52px 40px;text-align:center;}
.cta-band h2{font-size:28px;font-weight:800;color:#fff;margin-bottom:8px;}
.cta-band p{font-size:14px;color:rgba(255,255,255,.55);max-width:480px;margin:0 auto 24px;}
.btn{display:inline-block;padding:12px 26px;font-size:13px;font-weight:700;border-radius:6px;transition:.2s;cursor:pointer;border:none;font-family:'Inter',sans-serif;}
.btn-gold{background:var(--gold);color:var(--navy);}
.btn-gold:hover{background:#d4a835;}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.25);margin-left:10px;}
.btn-outline:hover{background:rgba(255,255,255,.07);}
.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.hub-card{background:var(--white);border:2px solid var(--border);border-radius:12px;padding:26px;transition:.25s;display:flex;flex-direction:column;}
.hub-card:hover{border-color:var(--gold);box-shadow:0 6px 28px rgba(201,168,76,.12);transform:translateY(-3px);}
.hub-icon{font-size:36px;margin-bottom:14px;}
.hub-card h3{font-size:16px;font-weight:800;color:var(--navy);margin-bottom:6px;}
.hub-card p{font-size:12.5px;color:var(--gray);line-height:1.8;flex:1;margin-bottom:16px;}
.hub-count{font-size:24px;font-weight:900;color:var(--gold);line-height:1;}
.hub-count-l{font-size:10px;color:var(--gray);margin-bottom:12px;text-transform:uppercase;letter-spacing:.4px;}
.hub-link{font-size:12px;font-weight:700;color:var(--navy);display:inline-flex;align-items:center;gap:5px;background:var(--cream);padding:8px 14px;border-radius:5px;border:1px solid var(--border);transition:.2s;margin-top:auto;}
.hub-link:hover{background:var(--gold);color:var(--navy);border-color:var(--gold);}
.expert-banner{background:var(--cream);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:28px 40px;}
.eb-inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;gap:24px;flex-wrap:wrap;}
.eb-icon{font-size:38px;flex-shrink:0;}
.eb-text h3{font-size:17px;font-weight:800;color:var(--navy);margin-bottom:5px;}
.eb-text p{font-size:12.5px;color:var(--gray);line-height:1.75;max-width:700px;}
footer{background:#060f1e;color:rgba(255,255,255,.38);padding:44px 40px 20px;}
.footer-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:28px;}
.fc h4{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:10px;}
.fc a{display:block;font-size:11.5px;margin-bottom:6px;color:rgba(255,255,255,.38);transition:.15s;}
.fc a:hover{color:#fff;}
.fc p{font-size:11.5px;line-height:1.8;}
.footer-bottom{max-width:1180px;margin:0 auto;border-top:1px solid rgba(255,255,255,.05);padding-top:14px;display:flex;justify-content:space-between;font-size:11px;flex-wrap:wrap;gap:5px;}
@media(max-width:1024px){.hub-grid,.lender-grid{grid-template-columns:1fr 1fr;}.stats-bar-inner{grid-template-columns:1fr 1fr 1fr;}}
@media(max-width:768px){.hub-grid,.lender-grid,.footer-grid{grid-template-columns:1fr;}.container,.page-hero,.topbar,.sitenav,.stats-bar,.cta-band,.expert-banner{padding-left:20px;padding-right:20px;}.hero-title{font-size:26px;}.nav-links{display:none;}}